To contact James Kroshus call him directly at 775-233-2203.

James Kroshus

CRM Agent James Kroshus

Bio

James has had 40 years in the business assisting friends and clients in the accumulation, preservation, and distribution of their estates. Over the course of his career, he has delivered over 20 million dollars in insurance proceeds to beneficiaries. Most Seniors are looking at the preservation of their nest egg, and then a simple plan to distribute what’s left to heirs. This approach resonates with the majority of baby boomers who are hoping for a secure retirement.

Contact Information

Office Hours

Monday – Friday
9:00AM – 5:00PM

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Ask Me About

Medicare

I spend most of my time helping people with Medicare so I’m well-versed in navigating it’s ins and outs. I can guide you through the process so that you have the coverage that you need.

Retirement Income

If you’re retiring, you may not be able to rely on normal investing to provide an income once you’re no longer working. There are multiple ways we can work together to maintain financial stability during your retirement years.

Life Insurance/Final Expense

Life can be unexpected, and can also end just as unexpectedly. Having a protection plan in place can ensure that your family isn’t burdened with anything other than the grief of losing you.

Income Protection

If you had a machine in your garage that was printing $20 every hour for you (legally), would you insure it in case it broke down? Your job income works the same way. If you become disabled, injured, or sick, I can make sure your income is protected so your expenses can still be paid in the event of an accident.

Long-Term Care

People usually don’t think about needing Long-Term Care Insurance until it is too late. Medicare does not cover Long-Term Care, and state help will only cover it after you’ve spent down your assets. Having a policy in place protects your assets and helps to pay for Long-Term Care if the need ever arises.

LegalShield

LegalShield is a fantastic service that is essentially like having legal insurance. It gives you access to a lawyer whenever you need for the cost of your monthly premium. You also have the option to have their competitive identity theft protection service, IDShield, to monitor, protect, and restore your identity if it is ever stolen.

Dental & Vision

Whether you need a filling or just a routine eye exam, I can help you find Dental and Vision coverage best suited to your needs!

Ancillary Insurance

If you run the risk for a heart attack or stroke, or you want peace of mind for your hospital coverage, I can help you with a variety of ancillary insurance:

  • Cancer
  • Heart Attack and Stroke
  • Disability
  • Hospital Indemnity
  • Etc.