If you are one of the millions of Americans who rely on Medicare for your health care needs, you may be facing some challenges and frustrations with the program. Medicare is a complex and often confusing system that can leave you feeling overwhelmed, underinsured, or overcharged.
Some of the common problems that Medicare beneficiaries face include:
Medicare loses billions of dollars every year to fraudulent claims, billing errors, and scams that target seniors. You may be paying for services or equipment that you never received, or that were not medically necessary. You may also be at risk of identity theft or financial exploitation if you share your personal or Medicare information with unscrupulous callers or websites.
Medicare offers different types of plans, such as Original Medicare, Medicare Advantage, and Medicare Supplement (Medigap). However, not all plans are available in every area, and not all providers accept every plan. You may have difficulty finding a plan that meets your needs, preferences, and budget. You may also have to switch plans or providers if your situation changes or if your plan changes its network, benefits, or costs.
Medicare does not cover everything. You may have to pay out-of-pocket for services or items that are not covered by your plan, such as dental care, vision care, hearing aids, long-term care, or prescription drugs. You may also face high deductibles, coinsurance, and copayments that can add up quickly.
Many people on Medicare lack internet access and digital skills, which can limit their ability to access health information, compare plans, communicate with providers, and manage their benefits online. This can lead to worse health outcomes, higher costs, and lower satisfaction.
We help you compare different Medicare plans based on your needs, preferences, and budget. We show you the pros and cons of each option, and help you find the best value for your money.
We help you use your plan benefits to get the care and services you need. We help you find providers that accept your plan, schedule appointments, fill prescriptions, file claims, and more.
We help you enroll in the plan of your choice online, over the phone, or in-person. We handle all the paperwork and details for you, and make sure you don’t miss any deadlines or requirements.
We help you resolve any issues or problems that may arise with your plan or provider. We help you appeal denials, report fraud, request refunds, change plans, and more.
No two plans are alike. Consequently, enrolling into one plan could be the difference of hundreds of dollars spent more each month than by enrolling into another. Our Signature Process to EDUCATE, EVALUATE, and ENROLL ensures that our plan recommendation is truly fitted to you and your personal situation. Don't just get what all your friends have! Take advantage of our expertise to get the right plan for you!
We’re not going to sugarcoat it, Medicare is complex. If you choose the wrong plans, supplemental insurance, or prescription coverages, then your budget or lifestyle will be affected. If you don’t enroll at the appropriate times and in the appropriate plans, your coverage may not even exist at the right time when you need it. Download this guide if you want to learn the basics of navigating the Medicare maze. Please remember, the CRM Group is here to help you choose the right coverages for your budget and lifestyle.
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"Chad is fabulous! It is rare to find someone who cares about his clients, answers every question, follows through with information and best options. Chad and his team are wonderful to work with. We are very appreciative of the 5 star customer service provided by Chad that is caring, complete and responsive. Chad and team are 5 star in every way! Thank you, Tony & Karen"
"I LOVE working with Chad McDonald of the CRM Group!! There are so many things that come to you via phone solicitation, radio, and or TV that are confusing and threats that if you don't do this you lose that. The CRM Group sends a monthly news letter warning of the scams out there and are always there to answer my concerns. I feel like he actually has my best interest at heart."
"Chad is always just a phone call away. What ever the question maybe he will find and the answer. Every year he reviews our policy and lets us know if anything better has come along."
"Chad has always been very helpful. He has been my agent for several years and has always taken care of whatever I have needed help with. I don’t think I could find a better agent. I will continue with CRM GROUP as I could not be more satisfied."
"I really appreciate what you have done for me. Thank you."
"Lots of information. Now for us to understand it all with the changes. Still be calling just to talk to you and looking forward to our personal visits. Nice site."
"Have been using Chad since I first started getting Medicare. Love this guy, so helpful ❣️"
"Chad is a great resource for insurance needs. He advises on the best supplemental for Medicare and considers the individual's needs. Great service."